As an 麻豆精品 employee, you have access to insurance plans through the . SEGIP is offered by the .
You can learn more about the plans and manage your benefits at or download the FY27 Benefit Choice booklet (PDF).
There are three kinds of health plans: PPO plans (the Quality Care Health Plan and the Consumer Driven Health Plan), HMO plans and open access plans (OAP).
The and the Consumer Driven Health Plan, administered by , allows you to choose any doctor or hospital for medical services.
With , you need to select a primary care physician who will make needed referrals.
With , you have three tiers of providers from which to choose.
is included in all health plans.
A is offered by CMS for an additional cost. It is administered by .
A is included in all health insurance plans at no additional cost. It is administered by .
is offered by CMS and administered by . Basic coverage in the amount of your annual base salary will be provided to you free of charge, if you're eligible.
You can choose to add:
The is an automatic part of your participation in SURS. You can also enroll in optional long-term disability coverage through Prudential.
In general, you're eligible for insurance if both of the following apply to you:
If you hold a certain visa and haven't established residency status for tax purposes, you may not be eligible for insurance. F1 and J1 visa holders generally fall in this category. Please contact us for assistance determining eligibility.
Your can get the same health, dental and vision insurance as you. View .
You can . If you're full time, you need to provide documentation of other health insurance not provided by CMS. If you waive health coverage, you must also waive dental coverage.
You can make changes to your health, vision and dental coverage during the annual Benefit Choice period, usually held in May. This is the only time you can change dental coverage.
You're also able to change your health insurance whenever you have a , such as getting married. You must request the change within 60 days of the qualifying event.
The allows you to extend health, dental and vision coverage when it would otherwise end for you or a dependent.
You can add optional coverage at any time. You can also add spouse or child life coverage, as well as accidental death and dismemberment coverage, at any time.
The Illinois Department of Central Management Services (CMS) provides information on the .